NSURE Core Insurance Suite

NSURE Core is a modern enterprise suite that provides robust core and advanced processing capabilities for all business lines of insurance. The comprehensive business management system unifies all underwriting & claims process management functions as well as core business functions like financial management. The unique architecture provides the seamless integration and collaboration across the entire eco-system of insurer, re-insurers, insurance agencies and brokers.

Underwriting Engine

  • An efficient and expert auto underwriting solution which automates underwriting decision and facilitates risk triage into Standard, Refer/decline risk requirements
  • KGISL’s design will have flexibility in configuration and modification of underwriting rules with changing regulations and risk analysis
  • Will improve the productivity and efficiency of the underwriters & underwriting division along with consistency in underwriting decision

Product Configurator

  • Product configurator with in-built parameters for quick product and business rule configuration
  • Will be agile and responsive in designing and supporting new insurance products and business rules with minimal IT support
  • Provides ability to centralize and re-use calculations and business logic
  • Ability to configure questionnaire sets varying across products

Distribution Channel Management

  • Comprehensive channel management for all the channels Agency, Partners, Brokers etc
  • Commission management and Commissions Payout etc
  • Provide a robust performance criteria definitions, using unique KPI engine for defining eligibilities, calculations and payouts of all different types of incentives, awards, benefits in a unified and re-usable manner
  • Easy ability to render the complete performance analysis to partners through a front end portal

Claims Management Systems

  • Claims Management System is unified solution for tracking and managing end to end insurance claims process
  • Integration with Scanning /Optical Character Recognition (ORC) tool for better data entry
  • Better identification of fraudulent claims and auto alerts to claims approver for exceptional cases
  • Assignment and Reassignment of claim using skills and load management with escalations based on SLA’s


  • Allows configuring the reinsurance treaties and facultative arrangements
  • Automatically integrates reinsurance processing within the policy administration and claims lifecycles
  • Ability to trace reinsurance calculations if unexpected error occurs
  • A centralized module to manage all interactions with reinsurance partners

Finance and Accounting

The integrated finance and accounting module automatically captures all insurance and general business transactions processed in real-time.

  • Configurable, flexible Chart of Accounts
  • Setup automatic postings, fiscal year and periods
  • Perform bank reconciliations
  • Collects data in multiple ledgers, accounts payable, accounts receivable and General Ledger

Party Management

  • Complete and holistic view of each client and prospect across all lines of business
  • Single view into client account data to identify cross-sell opportunities
  • NSURE’s Analysis capability will help in calculating risk coverage and directs the customers to relevant product based on rules that are laid in the system


NSURE’s intuitive interface allows every authorized member of the organization to quickly view, schedule and execute everyday tasks. Work is distributed automatically to employees and teams based on rules, workloads and availability. Organization can achieve greater consistency and improve accountability in key marketing, CRM, underwriting and cash disbursement activities.

  • Automating repetitive tasks and simplifying cross training
  • Enhancing activity scheduling and time management
  • Tracking productivity and pinpointing bottle necks
  • Triggering pre-determined events to ensure quality control

Integration with 3rd party systems

  • Capable for integrating multiple applications/services in Highly Distributed Environment
  • Scalable to plug in more applications in the future
  • Has message routing capabilities such as forking and aggregating message flows, or content-based routing

Business Intelligence & Reporting

BI and Reporting solutions help the operational and executive management to gain easy and timely access to high quality, robust information they require for decision making in order to achieve the business goals.
  • Real-time sales and marketing analysis
  • Channel performance insights
  • Operational performance management and KPI monitoring

Mobile Apps

To enable mobility across your business system, NSURE provides native mobile apps for management, branch managers, HODs, underwriters, marketing executives for core system’s operational, transactional, informative features.

IT Consulting services focused on Outcomes